If you’re drowning in bills and collection calls, Chapter 7 could be the legal “reset” you need.
Often referred to as a “clean slate,” Chapter 7 is a specific provision of the bankruptcy code designed to legally dissolve the weight of your debt. Our role is to help you demonstrate to the court that, given your current Nashville income and cost of living, the liabilities hanging over your head have become impossible to satisfy.
At Clark & Washington’s Nashville office, we know exactly how much sleep you’re losing over financial instability. We understand the hesitation and the “what ifs” that come with considering bankruptcy. That’s why our priority isn’t just filing a case, it’s sitting down with you to ensure this is truly the most strategic move for your long-term financial health.
We are by far the largest filer of bankruptcies in Georgia. This is how we offer to advance our clients the filing fee of $338.00, the mandatory credit counseling fees, your credit report from all 3 bureaus and obtain your tax returns. These fees will be blended into a payment program with your attorney fees.
There are only 3 simple qualifications,
1- You must have the desire to become debt free
2- You must have an established bank account. This is our method of receiving installment payments via auto debit.
3- The ability to re-pay. You must have income sufficient to make the monthly payments we both agree on.
There are only 3 simple qualifications,
1- You must have the desire to become debt free
2- You must have an established bank account. This is our method of receiving installment payments via auto debit.
3- The ability to re-pay. You must have income sufficient to make the monthly payments we both agree on.
At Clark & Washington, we don’t believe in “one-size-fits-all” pricing because no two Nashville families face the exact same financial hurdles. We’ve been advocating for our neighbors since 1983, and our experience has taught us a vital lesson: any firm that quotes you a flat fee before actually reviewing your finances isn’t being fully honest with you.
We take a transparent, customized approach to our legal fees. Your cost is determined by the specific complexities of your life and your debt, such as:
Ready for a clear path forward? Let’s discuss your unique situation today.
High interest rates can turn everyday essentials like groceries into an insurmountable debt mountain. If you’re using credit cards just to stay afloat while paying your mortgage, Chapter 7 can break that cycle. Our Nashville team helps you legally erase those balances so you can finally move forward.
Under Georgia law, some property and income is exempt from being sold off in Chapter 7 bankruptcy proceedings. Those exceptions include:
The homestead exception can be critical to someone facing the prospect of foreclosure and eviction. There are also other exemptions under Chapter 7, but you should know that filing for bankruptcy has a long-term effect on your credit rating, for up to ten years. If you’d like more information on whether filing for bankruptcy is right for you, speak with one of our knowledgeable Atlanta, Georgia bankruptcy lawyers today.
Anyone who tries to file for Chapter 7 alone risks omitting critical property exemptions or having their petition rejected altogether. You can avoid this by having an experienced bankruptcy lawyer guide you through the process. Clark & Washington, Attorneys at Law offers 12 metro Atlanta locations. Call us at 770-488-9300 or Schedule Online for your free initial consultation.
Are you weighing your debt relief options but feeling overwhelmed? Our Nashville bankruptcy attorneys offer the clear guidance and professional advocacy required to help you make the best decision for your life. Contact us now to get started. We provide a no-cost, risk-free initial meeting where your information is always kept 100% private and secure. No judgment, no pressure, just the facts you need to start fresh.
We’re always here when you need us, day or night.
Trusted legal guidance from Tennessee's leading bankruptcy firm.
